BeneServe & Associates, LLC. and its affiliated companies respect you and your right to privacy.

Our mission is to provide you with superior products and services while assuring the privacy and security of your personal information.
We value your trust, and we believe that you should know about the information we collect about you, the measures we take to safeguard it, and the situation in which we might share your information.

This Privacy Notice explains our policies and practices regarding your nonpublic personal information in our records as of June 1, 2002.
We reserve the right to amend, modify or supplement our privacy policy at any time in accordance with applicable law. If we make changes to our privacy policy we will provide you with a copy of a revised Notice as required by applicable law.

This Privacy Notice describes only our policy and does not apply to your relationships with other financial service providers that are not affiliated with BeneServe & Associates, such as insurance companies that BeneServe represents or from which it obtains insurance products/Services for you. Their privacy policies and information practices govern how they collect, use and disclose information about you.

We collect nonpublic personal information about you from the following sources in order to help serve your insurance needs, develop and offer new products or services, and fulfill legal regulatory requirements:

• Information obtained directly from you (such as what you provide on applications and other forms you submit to us, from your dealings with us and others - i.e. name, address, social security number, prior insurance information, etc.):
• Information related to your transactions with us (including your insurance coverage selections and premiums, payment and claims history, etc.);
• Information that we receive from nonaffiliated parties;
• Information that we receive from consumer reporting agencies (consumer credit history, motor vehicle records claims history report, etc.).
  

We may disclose information about you and use that information in order to provide you complete insurance, financial and risk solutions. We do not share your nonpublic personal information with non-affiliated third parties except in the following cases:

• To Service Providers in order to perform a business, professional or insurance transaction authorized or directed by you (such as insurance companies, underwriting companies, agents, claims representatives, insurance support organizations, securities brokers or dealers, etc.).
• To Joint Marketers in promoting services/products you may find of value. We only provide limited information needed to perform then services.
• In the sale, purchase or transfer of assets, or other change-of-control transaction.
• As required or permitted by law.
  

We maintain appropriate physical, electronic and procedural safeguards to protect the information we collect about you.

Access to such information is restricted to employees and individuals who need to know the information to service your account or provide products and services to you. Employees who violate these confidentiality requirements are subject to our disciplinary process.

BeneServe & Associates also maintains and protects information through security-enhancing software such as virus and intrusion detection software, pass-word protection on Database access for employees, compliance audits, backup and recovery procedures and employee training. Where third parties provide support services to us, we require them to conform to our privacy standards.